A criminal conviction with nearly eight million people in the UK. You have to pay your fine or serve your time and think you have paid your debt to society. It's time to think again ...
Now the label "pre-delinquent", you really thought about what it means?
Discrimination, red tape and small print with people living through the war know that no matter how much you live a normal life and contribute to society as a productive member to try their sentences until your confidence the cost is not the end. For some, that day will never come.
As an ex-offender:
* You are not able to follow certain career paths can
* For other businesses must declare both spent and renewable commitment,
* To open a bank account and some will struggle excluded from financial services,
* You have to declare unspent convictions for their insurance providers.
Spent in the UK, commitment offenders Act 1974, which is a large and complex piece of law are covered by the rehabilitation. Commitment to the penalty of anywhere between five years imprisonment for a period of two and a half years, never to become "spent". It was under eighteen at the time of the criminal sentence half.
Insurance issue is a big problem because the former affects all areas of criminal life.
Given that there are eight million people in the UK with a criminal conviction and that most of these people have families, a lot of work, some rental housing, the scale of the problem begins to become apparent.
As you gain confidence and go home, your home insurance is invalid. This policy holder or if you are not, house rent, own or live with your parents or a partner does not matter, your insurance provider should be informed.
* You have a job, which is great. Notify your employer or your insurance provider?
* You to get your own vehicle, you have told your insurance provider?
* Does not get a job and decided to go self-employed, can you public liability insurance is required by law - you tell your insurance broker?
So now you're stuck between a rock and a hard place is.
Many large insurance brokers will not provide insurance for ex offenders, and those that his policy prices so high it is practically impossible to afford the ramp.
If you do not declare unspent criminal conviction and a claim, the insurer likely will discover this fact during their investigation and may avoid the policy. What this means is treated as though the first place and will not pay out the insurance company claims it is the policy never existed.
The problem is exacerbated further by charities and organizations working with former criminals are also not aware of the full extent of the problem for several reasons. Is often given the wrong advice. It's just their personal insurance policies that are not affected. A criminal conviction is a material fact that any insurance policy that affects you is to be declared.
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Tuesday, June 7, 2011
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